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Is 62 the Magic Number for Social Security?
For most baby boomers, planning for income in retirement is an important aspect of gearing up for leaving the workforce. While some retirees will have a guaranteed income stream from an employer pension plan, others will need to rely on the combination of accumulated balances in retirement savings accounts like IRAs or employer-sponsored plans in combination with some level of monthly Social Security income. For those who are near retirement, it is necessary to understand when you are able to begin social security income and how that timing may affect your overall financial picture in retirement. Individuals who have worked and contributed to social security tax are able to start receiving their social security benefits as an early...
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